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Council Tax Arrears
Council tax arrears is one of the most important debts that
needs to be dealt with as it can quickly spiral out of control,
with bailiffs turning up at the door insisting on payments. It
is always best to speak with an advisor about this type of debt
as soon as possible as they would need to get an understanding
of you current situation in order to offer the best advice or
assistance.
We have had a great deal of success over the years in dealing
with council tax arrears. If the arrears has gone to bailiffs,
we can still approach them and make an offer of repayment.
Bailiffs are not there just to remove goods from your property,
their primary objective is to try and get the debt settled or a
realistic offer of repayment.
We also find that once we get involved and demonstrate to the
council just why you cannot settle the debt in one payment and
make a good offer based on your income and expenditure, they
are willing to pull the debt back from the bailiffs. This
doesn't happen on all occasions but the important thing is to
deal with this as soon as possible.
Other ways that the
council can deal with arrears
Attachment of earnings
This is a popular method of enforcement. Once the council
obtain a liability order they can order your employer to pay an
amount of your wage to them towards your arrears. The amount of
the deduction is based on percentage worked out by the council
and can be as high as 17% of your normal take-home pay. Be
aware that once a liability order is in place and the local
authority decides to go for an attachment of earnings, then we
will find it harder to negotiate any offer with them.
Charging Order
A Charging Order is a court
order to enforce a County Court Judgement. If a creditor
obtains a County Court Judgement and you do not keep to the
payments, a court can order a Charging Order to be placed on
your property.
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A Charging Order gives the
creditor security for the debt. The debt would become
“secured” on your property.
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There must be a hearing in
the County Court before a Charging Order can be made.
Call
today on 0800 027 9595 to get those debts under control
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