Welcome Solutions is in its tenth year of dealing with peoples debts and understands just how hard it is for anyone finding themselves in the position of not being able to maintain payments to their financial commitments.

The stress and anxiety brought about by the letters threatening all manner of legal action which can be confusing and at times very frightening, this coupled with phone calls placing mounting pressure on you for payments is far more than should be considered reasonable.

For many others, even though the monthly payments to the creditors are being made on time, the rising cost of living may give rise to concerns about not being able to maintain payments and in the end some thing has to give.

The Key, to dealing with debt is knowing your what your options are and understanding how it can be managed without having to deal with the stress and pressure from creditors that can easily affect your life in other areas. After dealing with many thousands of peoples debts, we can proudly boast that we are specialists in debt management and understand the needs of the Individual. Call now and have an Informal chat with an advisor who will let you know what we can do for you.

• Free phone numbers - Unlike many other debt management companies, we do not move clients onto premium rate numbers once they become an established client.

• Freepost address - All clients are welcome to send us any creditor letters by using our Freepost address.

• Live chat facility - Our Live Chat facility is available to all new clients as well as existing clients. This is especially useful   for those who cannot speak due to a work environment, family members that are unaware of the situation, or for those who just prefer to communicate in this way.

• Access to all departments -  When you become a client of Welcome Solutions you will be able to communicate with all departments - such as accounts, administration, and of course your personal advisor.

• Conference calls - If at any time you are uneasy about letters sent to you by a creditor about a debt, we are more than happy to place    a conference call to that creditor. You will not be required to enter into the conversation, but this will demonstrate transparency, and should help enormously to demonstrate our commitment to achieving results for you as quickly as possible.

• Open until 8.00pm - We understand that many people are unable to contact us during the day, and so  have advisors available until 8.00pm Monday, Tuesday and Thursday evenings. We are also available until 1pm on Saturday.

• Monthly account statements - Every month a statement is sent to you by your preferred method, be it post or email, keeping you informed and giving you a record of your payments.

• Settling accounts - We offer a Full and Final Reduced Settlement service. Many creditors  will accept a much lower   amount than the full outstanding balance -  in some cases reducing the debt by up to 60%.

• Post debt management - After paying off your debts welcome solutions does not lose sight of the fact that you may wish to apply for credit or Mortgage/Remortgage - we will continue to be a source of advice helping you as much as we can.

      Welcome Solutions is a founder member of the debt resolution forum, promoting professional standards for resolving debtors' financial problems.